Still in debt from Christmas? Switching your debt to a nought per cent card could save up to hundreds of pounds in interest charges

London remains the most expensive place in the UK to be a university student, underlining the value of seeking out savings wherever possible

London solicitors are offering to draw up wills for free in return for a donation to charity as part of the annual Will Aid campaign

With the 31 January deadline for filing 2008-9 tax returns fast approaching, landlords and the self-employed can cut their tax bills with a range of property expenses

Next month’s emergency Budget holds threats for, among others, buy-to-let landlords and second-home owners

Households across the UK have taken in an extra 600,000 lodgers in the past year to help pay the bills

Many households could help themselves to substantial savings

Owners and buyers of overseas properties should look to specialist currency transfer services, rather than banks, for competitive exchange rates and savings on a range of other charges

Household water bills in the capital will generally rise by a few pounds from 1 April 2010, with Thames Water's 2010/11 charges up an average of 1.3 per cent to £303

Home insurance premiums have risen 10 per cent in a year, so it’s more important than ever to shop around when renewing policies

A domestic boiler breaks down every 20 seconds in the UK, often leaving their owners stressed and facing a big unexpected bill

Credit cards that offer cashback pay shoppers when they spend on their plastic

Foreign banks, which have already shaken up the UK savings market, are offering mortgage rates as low as 2.5 per cent to British homeowners

Despite the base rate dropping to a historic low of 0.5 per cent, credit card rates remain stubbornly high at 18 per cent on average, so it pays to find ways of cutting their cost

Households and landlords looking to save money on white goods and home appliances may be able to find bargains on retailers’ clearance websites

High-end homebuyers and second-property owners may be able to sidestep potential tax threats in the pre-Budget report in December by taking action now

Turn unwanted or broken electrical items into hard cash by recycling

With buy-to-let finance harder to obtain these days, investors looking to take advantage of reduced house prices may be tempted by property “recovery” funds

Declutterers who give their unwanted goods to certain charity shops can boost the value of these donations, at no cost to themselves, with Gift Aid tax relief

With mortgage lenders now commonly requiring large deposits, first-time buyers looking to take advantage of lower property prices need all the help they can get to build up their savings